Guest Post by Hal Salazar |
When it’s time to think about moving on to a 55+ community, there are so many things to consider. From the cost to the number of services you’ll require, figuring out the process can definitely be a challenge. The good news is that there are several resources available for pre-retirees and older adults who are ready to make a decision; start with The Seniortopia Show, which dives into all the things that come with getting older and how to cope with them. Next, think about how you can make the entire process easy and stress-free.
Whether you choose to move into a community for older adults that offers social opportunities or an assisted living facility, it’s imperative to make sure you’ll have enough money to cover the cost of the move and the stay. In some cases, insurance may help out, but you should definitely have a cash reserve. An easy place to start is with your current home, the sale of which can be hugely beneficial for funding a move. Take into account any realtor fees, the value of your home, whether it needs updates or repairs, and the neighborhood when figuring out how much you’ll make. Use a proceeds calculator to estimate how much you can expect.
Consider your specific needs
If you’re living with a disability or have mobility issues, you might want an assisted living facility that provides emergency services and helps with things like meal preparation. For older adults who just want to downsize, a move to a 55+ community can be beneficial because it provides social opportunities while offering a smaller living space and a way to save money. Your needs will dictate the level of service you require and there is usually a big difference in cost according to those needs, so think carefully about what you want in a living space.
Physical needs are only one aspect of consideration; you’ll also want to think about how your new home will contribute to your mental health. Activities, amenities, access to resources, and the ability to host visitors all play a role in your ability to stay engaged, happy, and mentally healthy.
Location is everything
When choosing a new home, it’s essential to take location into consideration. Not only will you want to be close to friends and family members, but you might also want to find something that’s in close proximity to your doctor and favorite stores. The state where a facility is located can also have an impact on the services it provides, so keep this in mind when you’re in the search process. Some states are limited in the number of medical services a facility can provide. The Seniortopia Show episode 4 is all about finding the best location for you and features an interview with the creator of Map Titan, a free website where you can compare US cities based on factors like weather, transportation, health care and more.
Every senior has different needs, and they change over time. Think about what sort of services you’ll require both now and in the future; for instance, if it’s possible that you’ll need continuing care, you’ll want to find a facility that can handle that type of transition. Look into long-term care insurance, which can help defray future costs. The facility you choose should also have a person of contact to help you make decisions about future care and facilitate a possible move.
Choosing a new home as a pre-retiree can be a daunting task, but it doesn’t need to be stressful. Talk to your family members when making a decision, as they can be helpful when it’s time to ask questions and make a choice. Think about your future needs as well as what you require now in order to give yourself peace of mind.